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WARNING: Past performance does not guarantee
future results. Investment returns and principal value
will fluctuate, so that investors' shares, when sold, may
be worth more or less than their original cost. Investing
in any mutual fund, index or actively managed, does not
guarantee that an investor will make money, avoid losing
capital, or indicate that the investment is risk-free.
Actively managed funds sometimes outperform index funds.
You just don't know in advance which actively managed fund
will outperform the appropriate index. Just because a mutual
fund is an index mutual fund, it does not guarantee a performance
superior to an actively managed mutual fund. There are
no absolute guarantees in investing. When reviewing any
backtested performance information on this internet site,
please read the Disclosure for Backtested Performance Information
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